Venezia - ITALIA
Amsterdam - PAESI BASSI

A new landscape for pension funds after the crisis? Lessons from self-employed expectations and choices in the Netherlands

Irene Simonetti




Are self-employed workers saving enough for their retirement? Should one lncrease their retirement
preparation by mandating pension savings? Do self-employed prefer to save through housing wealth? These
questions are not new, but their relevance is enhanced by the current pandemie. These questions suggest
the need fora more global and comprehensive analysis of self-employed workers and pension decisions. On
this background, I preliminary investigate self-employed workers savlngs decislons, both quantitatively (how
much they save) and qualitatively (do they shift savings to specific vehicles, such as housing wealth?). This
type of analysis is promising due to the novelty data that the Centraal Bureau voor de Statistiek (CBS,
Statistics Netherlands) provided us: individuals’ affiliations to occupational pension funds.